English Verb - To Owe Infinitive - to owe Present participle - owing Past participle - owed 1. Present Tense Singular I owe You owe He/she/it owes Plural We owe You owe They owe 2. Present Progressive Tense Singular I am owing You are owing He/she/it is owing Plural We are owing You are owing They are owing 3. Past Tense Singular I owed You owed He/she/it owed Plural We owed You owed They owed 4. Present Perfect Tense Singular I have owed You have owed He/she/it has owed Plural We have owed You have owed They have owed 5. Present Perfect Progressive Tense Singular I have been owing You have been owing He/she/it has been owing Plural We have been owing You have been owing They have been owing 6. Past Progressive Tense Singular I was owing You were owing He/she/it was owing Plural We were owing You were owing They were owing 7. Past Perfect Tense Singular I had owed You had owed He/she/it had owed Plural We had owed You had owed They had owed 8. Past Perfect Progressive Tense Singular I had been owing You had been owing He/she/it had been owing Plural We had been owing You had been owing They had been owing 9. Future Tense Singular I will owe You will owe He/she/it will owe Plural We will owe You will owe They will owe 10. Future Progressive Tense Singular I will be owing You will be owing He/she/it will be owing Plural We will be owing You will be owing They will be owing 11. Future Perfect Tense Singular I will have owed You will have owed He/she/it will have owed Plural We will have owed You will have owed They will have owed 12. Future Perfect Progressive Tense Singular I will have been owing You will have been owing He/she/it will have been owing Plural We will have been owing You will have been owing They will have been owing